Ranking the Best Gas and Groceries Credit Cards of 2024
Credit cards tailored for gas and groceries can be a financial game-changer, offering substantial cash back rewards for those who frequently spend in these categories.
To simplify your quest for the ideal card, we’ve compiled a list of top contenders and provided an overview of their benefits.
2024 Credit Card Roundup: Top Picks for Every Lifestyle
- Blue Cash Preferred® Card from American Express
Rating: 5.00/5
Best for: US gas stations & US supermarkets
Rewards: 1%-6% Cash Back
Intro APR: 0% for 12 months on purchases
Annual Fee: $0 intro annual fee for the first year, then $95
Welcome Offer: $250
Why it stands out: This card offers exceptional rewards at US gas stations and supermarkets, coupled with a generous welcome offer and a competitive 0% intro APR.
- Wells Fargo Autograph℠ Card
Rating: 4.50/5
Best for: Travel, gas, and dining bonuses
Rewards: 1X-3X points
Intro APR: 0% for 12 months on purchases
Annual Fee: $0
Welcome Offer: 20,000 bonus points
Why it stands out: With a strong welcome bonus, unlimited 3X points on various categories, and valuable cellphone protection, this card excels among no annual fee options.
- Citi Custom Cash® Card
Rating: 5.00/5
Best for: Bonus cash back
Rewards: 1% – 5% cash back
Intro APR: 0% for 15 months on purchases
Annual Fee: $0
Welcome Offer: 20,000 ThankYou® Points
Why it stands out: This cash-back card automatically adjusts to your top spending category, providing a flexible and rewarding experience without an annual fee.
- Bank of America® Customized Cash Rewards credit card
Rating: 4.00/5
Best for: Gas cash back and intro bonus
Rewards: 1% – 3% cash back
Intro APR: 0% for 15 billing cycles on purchases and balance transfers
Annual Fee: $0
Welcome Offer: $200
Why it stands out: Offering a competitive welcome bonus and allowing users to choose their bonus category quarterly, this card provides flexibility and rewards for diverse spending.
- American Express® Gold Card
Rating: 4.50/5
Best for: Bonus points at US supermarkets
Rewards: 1X-4X Membership Rewards® Points
Annual Fee: $250
Welcome Offer: 60,000 Membership Rewards® Points
Why it stands out: Ideal for food enthusiasts, this card not only excels in US supermarket rewards but also offers attractive bonuses for dining and travel, justifying its annual fee.
- Blue Cash Everyday® Card from American Express
Rating: 4.50/5
Best for: No annual fee
Rewards: 1%-3% cash back
Intro APR: 0% for 15 months on purchases
Annual Fee: $0
Welcome Offer: $200
Why it stands out: Providing substantial rewards with no annual fee, this card is an excellent choice for those seeking cash back on everyday purchases.
- Citi Premier® Card
Rating: 4.50/5
Best for: Travel rewards
Rewards: 1x – 3x points
Annual Fee: $95
Welcome Offer: 60,000 ThankYou® Points
Why it stands out: A versatile travel rewards card with a substantial sign-up bonus, making it an excellent choice for avid travelers.
- Costco Anywhere Visa® Card by Citi
Rating: 4.00/5
Best for: Costco shoppers wanting gas and restaurants rewards
Rewards: 1% – 4% back
Annual Fee: $0 for Costco members
Why it stands out: Tailored for Costco shoppers, this card offers lucrative rewards on gas, restaurants, and Costco purchases without an annual fee for members.
- Prime Visa
Rating: 4.50/5
Best for: Whole Foods and Amazon Prime Shoppers
Rewards: 1% – 5% back
Annual Fee: $0
Welcome Offer: Get a $100 Amazon Gift Card
Why it stands out: Ideal for Amazon and Whole Foods enthusiasts, this card provides substantial rewards and an instant Amazon gift card without an annual fee.
- US Bank Altitude® Connect Visa Signature® Card
Rating: 4.00/5
Best for: Travel and streaming services
Rewards: 1X-4X points
Annual Fee: $0 intro annual fee for the first year, then $95
Welcome Offer: 50,000 bonus points
Why it stands out: A robust choice for those who value travel and streaming services, this card combines valuable rewards with a reasonable annual fee.
Credit Card That’s Perfect for Your Gas, Groceries, and Beyond
Selecting the best credit card for gas and groceries in 2024 depends on your specific spending habits and preferences.
The Blue Cash Preferred® Card from American Express stands out with its impressive rewards at US gas stations and supermarkets, a generous welcome offer, and a competitive 0% intro APR.
The Citi Custom Cash® Card offers a flexible and rewarding cash-back experience without an annual fee, automatically adjusting to your top spending category.
For those who prioritize travel, the Wells Fargo Autograph℠ Card provides a strong welcome bonus, unlimited 3X points on various categories, and valuable cellphone protection, all with no annual fee.
The Bank of America® Customized Cash Rewards credit card is a solid choice for gas cash back and introductory bonuses, offering flexibility with quarterly bonus category choices.
If you’re willing to pay a higher annual fee, the American Express® Gold Card excels in bonus points at US supermarkets, making it ideal for food enthusiasts.
The Blue Cash Everyday® Card from American Express is an excellent option for those seeking substantial rewards with no annual fee, while the Citi Premier® Card caters to travel enthusiasts with versatile rewards and a substantial sign-up bonus.
Costco shoppers may find the Costco Anywhere Visa® Card by Citi appealing, providing lucrative rewards on gas, restaurants, and Costco purchases without an annual fee for members.
For Amazon and Whole Foods enthusiasts, the Prime Visa offers substantial rewards and an instant Amazon gift card without an annual fee.
Lastly, the US Bank Altitude® Connect Visa Signature® Card combines valuable rewards for travel and streaming services with a reasonable annual fee.
Remember to assess your own spending patterns and priorities before making a decision, as individual preferences may vary.
Note: Ratings are based on a combination of rewards, benefits, and user reviews. Individual preferences and spending habits may vary, so it’s essential to assess your needs before selecting a credit card.
