Minnesota, known as the “Land of 10,000 Lakes,” is more than just a picturesque destination—it’s also one of the best states to retire in. According to WalletHub’s 2024 Best & Worst States to Retire, Minnesota ranks 8th, offering retirees a mix of affordability, high-quality healthcare, and strong community engagement. With its serene small towns, friendly neighborhoods, and access to nature, the state provides excellent retirement opportunities beyond the Twin Cities.
From the scenic beauty of New Ulm to the artsy vibe of Red Wing, here are ten of the most welcoming towns for retirees in Minnesota.
1. Little Falls
Located in Morrison County, Little Falls is a charming town with a population of just over 9,000. Retirees here enjoy a mix of history, culture, and scenic beauty. The town is home to the Charles A. Lindbergh State Park, the Pine Grove Zoo, and the historic Our Lady of Lourdes Church. For those interested in the arts, Great River Arts hosts performances and workshops year-round.
Affordability is another perk. The median home price in Little Falls is $265,619, well below the state average. Seniors looking for supportive housing options can consider Highland Senior Living, which offers independent and assisted living.
2. Bemidji
Surrounded by lakes and forests, Bemidji is a dream for nature-loving retirees. The town is home to Itasca State Park, the source of the Mississippi River, and the Paul Bunyan State Trail, ideal for biking and walking. With over 400 lakes in the vicinity, fishing and boating are year-round activities.
Housing in Bemidji is affordable, with a median home price of $211,221. The Bemidji Senior Center provides various programs to keep retirees socially active and engaged.
3. Moorhead
Situated along the Red River, Moorhead combines small-town charm with big-city conveniences. Retirees can explore the Hjemkomst Center, which showcases the area’s Scandinavian heritage, or take in a show at the historic Fargo Theatre.
For golf lovers, The Meadows Public Golf Course offers scenic fairways. Additionally, seniors have access to quality healthcare through Essentia Health-Moorhead Clinic. With a median home price of $269,000, Moorhead remains an affordable retirement destination.
4. New Ulm
Known for its rich German heritage, New Ulm is an excellent choice for retirees seeking a close-knit community. The town hosts annual festivals like Oktoberfest, offering music, food, and cultural events.
For seniors seeking housing options, Ridgeway on German and Woodstone Senior Living provide independent and assisted living. With 20.5% of the population aged 65 and over, the community is highly welcoming to retirees. The New Ulm Medical Center ensures access to quality healthcare. The median home price stands at $230,506.
5. Northfield
Situated in Rice and Dakota counties, Northfield offers a mix of cultural and outdoor attractions. Retirees can explore the Northfield Historical Society Museum, enjoy scenic walks at Cowling Arboretum, or attend performances at the Flaten Art Museum.
The town offers various assisted living options, including Cannon Valley Suites. With 16% of residents aged 65 and over, Northfield fosters a strong senior community. Additionally, Northfield Hospital provides excellent healthcare facilities.
6. Maplewood
For retirees who enjoy suburban convenience, Maplewood is an excellent option. The town features Battle Creek Regional Park, a perfect spot for outdoor activities, and Keller Golf Course for golf enthusiasts.
The Maplewood Community Center offers fitness classes, swimming pools, and social programs tailored to seniors. With 18.2% of the population aged 65 and over, it’s easy to connect with like-minded individuals. The median housing price is $331,336, just below the state average.
7. Buffalo
Located just outside the Twin Cities, Buffalo offers retirees the best of both worlds—proximity to urban amenities with a small-town feel. The town’s Buffalo Lake and Sturges Park provide stunning waterfront views and recreational opportunities.
Buffalo’s senior-friendly housing includes Cottagewood Senior Communities, offering assisted living and memory care. The median home price is $315,000, making it an affordable yet desirable retirement location.
8. Red Wing
With its vibrant arts scene and picturesque Mississippi River views, Red Wing is a cultural haven for retirees. The Sheldon Theatre hosts performances, while the Red Wing Pottery Museum celebrates the town’s artistic heritage.
Outdoor lovers can explore Barn Bluff, a popular hiking spot with breathtaking vistas. The town also features quality healthcare services at Mayo Clinic Health System-Red Wing. The median home price is $290,000.
9. Alexandria
Surrounded by lakes, Alexandria is a paradise for fishing, boating, and relaxation. The town boasts Lake Carlos State Park, where retirees can hike, bird-watch, or enjoy lakefront picnics.
The Douglas County Senior Center offers programs ranging from fitness classes to social events. Seniors also have access to quality medical care at Alomere Health. With a median home price of $280,000, Alexandria is an affordable and scenic retirement destination.
10. Grand Rapids
If you’re seeking a peaceful retreat with rich history, Grand Rapids is an ideal choice. The town is home to the Forest History Center and Judy Garland Museum, offering engaging cultural experiences.
For outdoor enthusiasts, Pokegama Lake provides fishing and boating opportunities. Seniors benefit from healthcare services at Grand Itasca Clinic & Hospital. The median home price is $270,000, making Grand Rapids an affordable and charming retirement town.
Conclusion
Minnesota offers retirees a wealth of options, from lakeside retreats to culturally rich small towns. Whether you’re looking for affordability, outdoor adventures, or community engagement, these ten welcoming towns provide excellent places to enjoy retirement. With top-tier healthcare facilities, senior-friendly amenities, and vibrant local attractions, Minnesota proves to be a rewarding place to settle down in your golden years.
Would you like to explore these towns further? Check out the Minnesota Department of Health and Minnesota Department of Natural Resources for more information on healthcare and outdoor activities in the state.
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